Tips, updates and honest thoughts on personal finance, privacy, and building better money habits.
Actual Budget and Lekkalu both keep your financial data out of other people's hands, in very different ways. An honest look at self-hosted open source versus a zero-knowledge PWA, so you can pick the private budget app that fits you.
Lekkalu is a free, private finance tracker. You log spending by hand, about a minute a day, and your data never leaves your device. Here is what the app does and how it keeps your data yours.
Most budgets do not fail from overspending. They fail from the monthly rebuild ritual. Here is how Lekkalu's auto-rollover removes that ritual, and how to set up a budget you can actually keep.
Categories are the core system in Lekkalu: how to create them with any emoji and name, how category colors work across your charts and budget, and how to use them to track trips, projects, and everyday spending.