Features
Everything you need.
Nothing you don't.
All the tools to build real money habits, tracked by hand, private by default, and free forever. No spreadsheets, no jargon, no 40-tab setup.
Log every dollar, deliberately
Unlimited transactions and accounts, organised your way. The few seconds it takes to type each one is where the awareness is built.
Unlimited transactions & accounts
Banks, cards, cash, investments, track as many as you need, all in one place.
Smart categories
Use the defaults or build your own. Everything adapts to how you actually spend.
Recurring transactions
Set up subscriptions, bills, salary and transfers once, they track themselves.
Never miss a payment
Smart reminders for bills and upcoming transactions keep you ahead of due dates.
Give every month a plan
Set limits by category and watch them fill up in real time. Simple enough to set in seconds, smart enough to keep you honest.
One-click setup
Create a monthly budget in seconds, we estimate your income from last month for you.
Visual spending tracker
An interactive donut and colour-coded bars show exactly where you stand at a glance.
Auto-rollover
Your budget rolls into the next month automatically, same categories, fresh tracking.
12-month history
Review the past year, spot the patterns, and adjust your habits with real evidence.
Reach milestones, earn XP
Set targets, watch progress update itself, and level up as the habit sticks. Logging, budgeting and hitting goals all earn XP.
Flexible goals
Save-up or spend-less goals, one-off or recurring weekly, monthly or yearly.
Automatic progress
Link categories to a goal and progress updates as you log, no manual maths.
Milestones & achievements
Unlock rewards at 50%, 75% and 100%. Small wins that keep you coming back.
Levels that climb
Consistent tracking pushes your level up. Your habit, made visible.
Watch your wealth grow
Stocks, mutual funds and ETFs in one unified portfolio, with the analytics to make sense of it.
Multi-asset portfolio
Monitor every holding across asset types in one dashboard.
Buy/sell history
Keep a full record of transactions per stock, all in your control.
Performance analytics
Returns, allocation breakdowns and trends to inform your next move.
Multi-currency
Track international holdings with automatic conversion, built for global portfolios.
Understand your money
Clear analytics that turn your logged entries into patterns you can actually act on.
Net worth dashboard
Accounts and investments combined into one true number, currency-adjusted.
Category breakdowns
Visual breakdowns of where money goes, with trends over time.
Period reports
View by day, week, month or year and compare periods to spot what changed.
Transaction trends
Surface spending and income patterns so decisions are based on data, not guesswork.
Your data, your device only
Zero-knowledge encryption, offline-first, and full export. We can't see your numbers, and there's no lock-in if you ever leave.
Zero-knowledge encryption
AES-256 with PBKDF2, encrypted locally before storage. Your password never leaves your device.
Works offline
All data lives in encrypted local storage. Track on a flight, underground, anywhere.
Export & backup anytime
Encrypted backups and Excel export. Restore on any device, no vendor lock-in.
Privacy mode
Hide amounts with one tap. Check your finances in public without showing the numbers.
Questions, answered
Is Lekkalu really 100% free?+
Yes! All core features are completely free forever. You can track unlimited transactions, accounts, investments, and goals. No credit card required, no hidden fees, no paywalled basics. Optional Pro features are coming soon, but the core app remains free.
Is there an Android or iOS app?+
Lekkalu is a PWA, so you install it straight from your browser. On Android, open lekkalu.app in Chrome and tap Install. On iPhone, use Share then Add to Home Screen. You get a home screen icon, full screen, and offline access, just like a native app. There is no Play Store or App Store version as of now. One codebase means every device gets the same features on the same day.
How is my financial data protected?+
Lekkalu uses zero-knowledge encryption with AES-256-CBC. Your financial data is encrypted before it's stored locally on your device. We cannot see your data - it never leaves your device unencrypted. All encryption happens client-side using PBKDF2 key derivation with 10,000 iterations.
Does Lekkalu work without an internet connection?+
Yes! Lekkalu is offline-first. All your data is stored locally on your device using encrypted IndexedDB. You can track transactions, view reports, and manage your finances completely offline. Internet is only needed for features like stock price updates and latest currency conversions.
Can Lekkalu see or sell my financial data?+
No, never. We cannot see your financial data because it's encrypted before storage and never sent to our servers. Zero-knowledge architecture means we don't have the keys to decrypt your data. We don't sell data or show ads
What currencies does Lekkalu support?+
Lekkalu supports 100+ currencies with automatic conversion. You can track accounts in multiple currencies and see your total net worth in your preferred currency. Perfect for expats, travelers, and global investors.
How do I backup my data?+
You can download an encrypted backup of your complete financial data anytime and restore it on any device. You can also export everything to one Excel file for use in any spreadsheet. You have full control over your data with no lock-in.
How does budget tracking work in Lekkalu?+
Lekkalu's budget feature lets you set monthly spending limits by category. As you add transactions, your budget updates in real-time with visual progress bars and a donut chart showing where your money goes. Budgets automatically roll over each month with your same categories and limits.
All of it, free forever.
Every feature above is in the free core. Start the habit in about two minutes.